Jr. Loan Officer Job at Summit Home Lending, Huntington Beach, CA

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  • Summit Home Lending
  • Huntington Beach, CA

Job Description

Summit Home Lending is looking for a motivated and service-driven Junior Loan Officer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a successful, full-producing loan officer. If this sounds like the right fit, we encourage you to apply. Responsibilities: Training & Development (First 4–6 Weeks) • Participate in daily training sessions covering loan programs, guidelines, systems, sales processes, and compliance. • Shadow top producers and leadership on live discovery calls and closing calls. • Practice script work, objection handling, and communication techniques. • Learn Summit’s internal systems, CRM, LOS, workflow, and lead management process. • Complete weekly performance benchmarks to demonstrate progress and readiness for promotion. Sales Preparation • Develop a thorough understanding of Summit’s HELOC and refinance products, qualification requirements, and lending guidelines. • Learn how to structure loans, calculate income, review credit, and analyze client goals. • Prepare for client-facing conversations by mastering key metrics and numbers to present during calls. • Understand lead sources and effectively manage assigned leads. Client Interaction Readiness • Practice building rapport, gathering client goals, and conducting full discovery conversations. • Study and role-play closing call structure, objection handling, and commitment techniques. • Learn how to present loan options clearly and confidently. Promotion to Loan Officer (Post-Training)• Begin making outbound sales calls and handling inbound transfers. • Conduct full discovery and closing calls with clients. • Sell and structure home equity loans and refinances aligned with client needs. • Provide a seamless client experience from the first conversation to submission. • Maintain high activity levels, consistent follow-up, and strong pipeline management. Professional Expectations • Demonstrate coachability, a strong work ethic, and a desire to grow into a top-producing Loan Officer. • Maintain punctuality, professionalism, and adherence to the company's core values. • Collaborate with teammates, leadership, processors, and support staff. • Uphold compliance, ethical lending standards, and accurate documentation. • The more you put in, the more you earn! Qualifications: • NMLS Licensed (REQUIRED) – Ready to hit the ground running • Confident & coachable – You take feedback & apply it fast • Sales or customer service experience? Big plus! • Competitive mindset – Former athletes & sales pros thrive here! • Money-motivated – You want a career with great earning potential Don’t wait – Apply now & start your mortgage career today!About Company: Why You’ll Love Working Here Launch your career as a Junior Loan Officer with a 4–6 week intensive training programGain the tools, knowledge, and confidence to become a top producerLearn directly from experienced leaders and top Loan OfficersGet hands-on experience and build real, marketable skillsWork in a high-energy, collaborative culture that’s fun, motivating, and rewardingSee hard work recognized and follow a clear path for career growthHelp clients tap into their home equity and achieve meaningful goals every day

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